What does cashback mean?
Cashback is a reward that some banks and cards offer when you make purchases.
It works like this:
You make a purchase
The bank returns a percentage to you
Or accumulate points, miles or benefits
For example:
1%
2%
travel points
Bank rewards
It all depends on the card you use.
What does this have to do with buying crypto?
When you buy digital assets using methods like:
Credit card
debit card
Apple Pay
Google Pay
PayPal
Payment Market
…the transaction may be processed as a digital purchase depending on the payment provider and bank policies.
In some cases, this allows the user to receive benefits associated with their card.
What benefits can there be?
Depending on your bank and card:
Cashback
Accumulation of points
Miles
Bank promotions
Spending rewards
Premium benefits
Important: not all banks work the same
Each bank has different policies regarding purchases related to digital assets.
Some banks:
They allow you to accumulate rewards normally
Others:
They can exclude this type of operations
They can classify them differently
Or not generate cashback
Therefore, the benefits depend directly on:
Your bank
Your card
The payment method used
How does it work on Bitsave?
Bitsave allows you to buy digital assets using simple methods known to most people.
You can purchase using:
Credit card
debit card
Apple Pay
Google Pay
PayPal
Payment Market
SPEI
All from an experience designed for non-technical users.
What can you buy?
Within the app you can access:
USDC (digital dollars)
Bitcoin
USDT
Other assets available in the app
Create your free account on Bitsave →
Why do many people prefer to buy with a card?
Because it eliminates much of the friction.
Rather:
Complex transfers
Long processes
Difficult platforms
…they can shop in minutes using methods they already use every day.
Apple Pay and Google Pay make it even simpler
Many users already have their cards saved in:
Apple Pay:Download the app
Google Pay:Download the app
This allows you to complete digital purchases much faster and simpler.
And Mercado Pago or PayPal?
They also help simplify digital payments for users who:
They prefer well-known wallets
They want to avoid capturing card manually
They already use these platforms daily
Does this mean that buying crypto “generates returns”?
No.
Cashback or rewards come from the bank or the card benefits program.
They are not guaranteed returns by the digital asset or the platform.
So why do so many people do it?
Because they combine:
Simple access to digital assets
Family payment methods
Speed
Simple experience
Possible additional banking benefits
Quick summary
Buying digital assets with a card can allow:
A faster experience
Simpler payments
Possible bank rewards
Immediate access to USDC, Bitcoin and other digital assets
But the benefits depend on each bank and card.
Protect your money with digital dollars from $250 MXN →
References
[1] Visa. “How digital payments work.”
https://www.visa.com
[2] Mastercard. “Digital Payments.”
https://www.mastercard.com
[3] Apple Pay
https://www.apple.com/apple-pay/
[4] Google Pay
https://pay.google.com/
[5] PayPal
https://www.paypal.com/
[6] Payment Market
https://www.mercadopago.com.mx/
Important notice
This content is informational and does not constitute financial, tax or legal advice.
The benefits, rewards or cashback depend exclusively on the policies of each bank and card.
Digital assets involve risks and may fluctuate in value.
Virtual assets are not legal tender in Mexico and are not backed by the Federal Government.