USDC vs CETES in 2026: where is your money best suited in Mexico?
If you are looking to protect your money from inflation and the devaluation of the peso, CETES gives you yield in pesos (6.60% annually in April 2026, and falling) while USDC allows you to save in digital dollars from your cell phone without needing a bank account in the United States. The best option depends on your objective: if you want performance in pesos in the short term, CETES. If you want to diversify part of your savings in dollars taking advantage of the strong peso, USDC. And if you want both, you can combine them.